Important Disclaimer and Terms
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly.
This disclaimer governs your use of our website and services. By accessing nectororiva.com, you accept these terms in full.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.
Limitation of Liability
To the fullest extent permitted by Australian law, nectororiva Financial Planning Services limits liability as follows:
- We exclude liability for any direct, indirect, or consequential damages arising from use of our services.
- Our maximum liability shall not exceed the amount paid for services in the preceding 12 months.
- We do not guarantee specific financial outcomes or results from our consultation services.
- Force majeure events, including market volatility, are excluded from our liability coverage.
Information Accuracy
While we strive to maintain accurate and current information, we cannot guarantee the completeness or accuracy of all content provided through our services.
Market conditions and regulations change frequently, and information may become outdated without notice.
Professional Advice Limitation
Our services provide analytical reviews and consultations but do not constitute formal financial advisory services or licensed professional recommendations.
External Links and Third Parties
Our website may contain links to external resources. We are not responsible for the content, accuracy, or policies of third-party websites.
Results and Outcome Disclaimer
Financial planning outcomes depend on numerous factors beyond our control, including market conditions, personal circumstances, and implementation of discussed strategies.
Individual results may vary significantly based on personal circumstances.
Intellectual Property Rights
All content, materials, and methodologies provided through our services remain the intellectual property of nectororiva Financial Planning Services and are protected by Australian copyright law.
User Indemnification
Users agree to indemnify nectororiva Financial Planning Services against claims arising from misuse of our services or violation of these terms.
Governing Law and Jurisdiction
These terms are governed by Australian law and subject to the jurisdiction of Australian courts.
State and Territory Variations
Where applicable, state and territory consumer protection laws may provide additional rights not excluded by this disclaimer.
- New South Wales: Australian Consumer Law protections apply under Fair Trading Act 1987.
- Victoria: Consumer Affairs Victoria regulations provide additional consumer protections.
- Queensland: Fair Trading Act 1989 offers supplementary consumer rights and protections.
Severability Clause
If any provision of this disclaimer is deemed unenforceable, the remaining provisions shall continue in full force and effect.
Amendments to Disclaimer
We reserve the right to modify this disclaimer at any time, with changes taking effect upon publication on our website.
Acceptance of Terms
Continued use of our services following any changes constitutes acceptance of the modified disclaimer terms.
Questions and Clarifications
For questions about this disclaimer or our services, please contact us:
Last updated: September 7, 2025